Disability insurance is designed to protect your most valuable asset: your ability to earn an income.
Because everyone earns a living in a different ways, disability insurance is tailored to your specific occupation. This insurance provides a monthly benefit to you should you become disabled and unable to work.
Short-term disability pays if you become temporarily disabled, meaning that you are not able to work for a short period of time due to sickness or injury (excluding on-the-job injuries, which are covered by workers compensation insurance). Usually, short-term disability policies will provide a percentage of your income for three to six months.
Long-term disability provides income protection for periods longer than six months.
To obtain a free, no-obligation quote on any of our disability insurance policies, please contact an agent who will get the best rates available to you.